What???

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Is it July already? How did this happen? I just turned around and found that it’s already July. How is it possible that times passes so quickly?

I recieved two great surprises in my email this morning! First, our car registration for 2010 decreased! We’re only paying $89 for one year. I think last year was around $119. I guess that means the value of our car has also decreased, but that’s ok. We’re almost ready to pass 116,000 miles.

The second surprise was our electric bill. When I saw the subject line on that email, I cringed. We finally succomed to the heat and turned the air conditioning on. Last summer, our bills with AC were about $135/month. Our bills when we’re not running heat or AC run around $80. Our bill for June is $100. Not bad! I will admit that the bill is low probably because we only ran our AC for about a week in June. I’m sure July will be much worse.

At least our emergency fund will be replenished by the end of the month! Then I’ll breathe just a little bit easier.

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Apparently I accidentally disabled commenting. I’m finding pieces of Disqus in my HTML for Blogger, which is messing with the ability to comment on my posts. Maybe now everything is worked out with commenting.

We’ve been living month to month in this apartment complex since our lease expired in March. Now that hubby has a local job lined up, we decided that it was time to sign a new lease. We talked to the leasing consultant this morning and she offered us a lease renewal with monthly rent of $699. Right now we’re paying $795 a month. Savings! I’m really excited about it as that means we’ll have extra money to throw at the credit cards each month.

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Changes – lots of them

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What a crazy day. I’m kind of reeling from the suddenness of it all.

Hubby received a job offer! He starts work on Monday. This is with the contract employer that he’s been working with for the last couple months. We’re very excited about it.

We also signed a new cell phone contract, picked out new phones, and I changed my phone number. Hubby’s employer will be paying a cell phone subsidy so we picked out a plan with a HUGE amount of minutes as it will be hubby’s business and personal line. We’ve never had this many minutes before.

AND we signed up for a savings account with a new bank. A couple months ago, we opened a new checking account with this bank to handle hubby’s unemployment. The state picked the bank for us. We’ve had a really good experience with them so we decided to switch all our finances to them. We added me to the checking account today and opened up a savings account for our soon to grow emergency fund.

Whew. After all this, we decided to skip grocery shopping and just came home. I’m a bit overwhelmed with all the sudden changes. Happy, but overwhelmed! I probably shouldn’t have changed our banking and my cell phone number in the same day because now I have a ton of work to do to update phone numbers, banking information, bill pay, etc.

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God is so good!

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We have had a great day financially, if that’s possible when both husband and wife have been out of work for 4+ months. 🙂

This morning, we deposited my husband’s check from that 2 week contract job he completed. When the teller handed me the deposit slip, I was surprised to see a $700 account balance. Our checking account hasn’t held that much money in quite awhile. When I came home, I logged into the online banking and found out that we did have $700. Between the check, some help from hubby’s dad, and a deposit from half.com, we had money to pay several more bills.

We are now paid up through the end of April. Yay! Every single bill has been paid in full, on time, and no credit cards were used. God is very very good. Also, I paid May’s car payment and realized that the payment brought our balance below $6,000. I love celebrating the small milestones. When I entered the payment in my spreadsheet, I was pleasantly surprised to see that we have now paid off 25% of our total debt. We are making progress, even though we’re both looking for jobs.

God is so good! He provides even when you least expect it. There are still big hurdles ahead, but when I see how God is helping us over the small hurdles, it’s much easier to have faith that He will help us over the large.

And my God will supply all your needs
according to His riches in glory in Christ Jesus
(Philippians 4:19, NASB).

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